Summer Bucks Loan

Extra cash for summer plans—and life's unexpected moments.

Whether you're covering a car repair, home repair, back-to-school costs, or other unexpected expenses, Summer Bucks gives eligible members quick access to the funds they need.

Available August 3 – September 30

Login to Online Banking to Apply

Borrow What You Need

• Borrow $250–$2,000
• Fixed 11.99% APR*
• Repay over up to 12 months
• $20 application fee
• No credit report required*
• Apply through Online Banking or the Community Focus mobile app
• Fast, convenient application process

When Summer Happens

Life doesn't always go according to plan. Whether you're making memories or dealing with the unexpected, Summer Bucks can help eligible members cover everyday expenses without a trip to the branch.

Summer Bucks may be used for:

• Car repairs
• Home repairs
• Back-to-school expenses
• Travel and vacations
• Family activities
• Unexpected bills
• Utility expenses
• Home improvement projects

Eligibility

To qualify, you must:

• Be a Community Focus Federal Credit Union member for at least six months
• Receive direct deposit into a Community Focus savings or checking account
• Be the primary account holder
• Meet all underwriting requirements

Only one Summer Bucks loan may be outstanding at a time.

Apply in Minutes

No paperwork. No branch visit.

Summer Bucks is available exclusively through Community Focus Online Banking and the Community Focus mobile app.

Simply log in, complete your application, and your loan will be funded in an instant.

Login to Online Banking to Apply

Summer Bucks Loan FAQs

*APR=Annual Percentage Rate. Summer Bucks is available August 3 at 12:00 p.m. through 4:00 p.m. EST on September 30. Loan amounts range from $250 to $2,000 with a fixed APR of 11.99% and repayment terms up to 12 months. A $20 loan application fee applies. Applicants must be Community Focus Federal Credit Union members for at least six months, receive direct deposit into a Community Focus savings or checking account, and be the primary account holder. Applications are accepted exclusively through Community Focus Online Banking and the Community Focus mobile app. No credit report is required; however, all loans are subject to eligibility requirements and underwriting approval. Only one Summer Bucks loan may be outstanding at a time.