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Community Focus Federal Credit Union

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Banking Built Around People. Not Profits.

Since 1961, Community Focus has helped families throughout Downriver, Wayne County and Monroe County achieve their financial goals with checking accounts, auto loans, mortgages and personal service.

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Featured Rates

  • Auto Loan
    as low as
    4.49
    %
    APR*
    Calculate
  • Credit Card
    introductory rate
    5.99
    %
    APR*
    Calculate
  • High Yield Checking
    on balances up to $10,000
    4.50
    %
    APY*
    Calculate

View All Rates

Community Focus in Action

Helping our neighbors

Helping our neighbors is just part of who we are at Community Focus Federal Credit Union. Throughout the year, our team volunteers with local food pantries and our branches serve as collection sites for non-perishable food donations because we believe small acts of kindness can make a big difference in our community.

Thriving together

Great things can can happen when local businesses and organizations come together to make a difference. Community Focus Federal Credit Union was proud to roll up our sleeves alongside other volunteers during the Thriving Together Action Day to support projects that strengthen our communities and help make Downriver an even better place to live, work, and thrive.

Financial Education

Community Focus Federal Credit Union is committed to strengthening financial literacy through educational workshops in local schools and throughout the communities we serve. Our team provides practical guidance on topics such as budgeting, saving, credit, and financial wellness, helping individuals of all ages build confidence in managing their money. 

Supporting Others

Community Focus is proud to partner with local organizations to help build and deliver beds for children in need. By working together, we help create safe, comfortable sleeping spaces while making a meaningful difference in the lives of families throughout our community.

Our members stay with us

Real stories from longtime members

I opened my accounts with Community Focus about three and a half years ago, and all I can say is one word: AWESOME. I've gone through some difficult times over the years, and the team was always there to help. They worked with me on a couple of loans and helped me consolidate my credit card debt, which made a huge difference. I'm so grateful to have had someone in my corner when I needed it most. 

- Lynne M., Community Focus FCU Member

Community Focus has done so much for me since I became a member. They refinanced my truck, helped me save money, and provided valuable credit counseling. Now I'm working toward buying my first home, and I'll definitely be financing it with Community Focus!

- Renita W., Community Focus FCU Member

Community Focus Federal Credit Union helped me rebuild my credit and get my finances back on track. With their guidance, I was able to buy my first home in just six months. I've recommended Community Focus to family and friends, and several have become members. I'm truly grateful for the support every step of the way.

- Steel M., Community Focus FCU Member

I have both my personal and business accounts with Community Focus, but what I appreciate most is the personal service. The tellers know me by name and always greet me with a friendly smile. It truly makes me feel like a valued member.

- Tammy H., Community Focus FCU Member

I’ve been a member for 10 years, and what I appreciate most about Community Focus is the exceptional customer service. The staff is always professional, knowledgeable, and easy to work with.

- Parminder S., Community Focus FCU Member

I'm now saving $292 every month by consolidating my loans with Community Focus FCU. I was looking for peace of mind—and I found it.

- Anthony S., Community Focus FCU Member

I've been a member for over 40 years, and I wouldn't bank anywhere else. The friendly smiles at the branch always make me feel welcome, and the staff takes the time to explain my options without ever making me feel pressured.

- Katherine R., Community Focus FCU Member

I'm saving more than $700 a year by consolidating my high-interest credit cards with Community Focus. It's great having that extra money in my pocket.

- Mike O., Community Focus FCU Member

After 25 years with our bank, we decided it was time for a change. We moved all of our accounts to Community Focus and now enjoy friendlier service, a convenient location, and a lower rate on our home equity line.

- James T., Community Focus FCU Member

I wanted my kids to learn the value of saving and managing money from an early age, so I opened Kingsley Kids Club accounts for them. It's the best 25 cents I've ever spent!

- Elizabeth P., Community Focus FCU Member

I wish I could give Community Focus 100 stars! The staff is amazing—friendly, welcoming, and always willing to help. I recommend Community Focus to everyone I know. My entire family banks here, and I've even convinced my relatives to open accounts. We now have 26 family members banking with Community Focus!

- Rukh A., Community Focus FCU Member

I love the convenient branches, friendly service and no lines! I use CFFCU’s online services and even got my two daughters to join.

- Carole D., Community Focus FCU Member

This app has saved me so much time and money by eliminating trips to the credit union. I absolutely love it!

- Paula C., Community Focus FCU Member

I love the convenient branches, friendly service and no lines! I use CFFCU’s online services and even got my two daughters to join.

- Carole D., Community Focus FCU Member

I’ve been a Community Focus FCU member all my life. I love the fact that I can use my Debit Card at any 7-11 location and pay no fee.

- Evan B., Community Focus FCU Member

I have my personal and business accounts with CFFCU. But what I enjoy most is the fact that the tellers know you and greet you by your first name.

- Tammy H., Community Focus FCU Member

I love this credit union. It's been my credit union for years. 

- Kenneth E., Community Focus FCU Member

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