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Mortgage Loans

Save on Your Mortgage with a Rate Discount

Community Focus Federal Credit Union is committed to providing our members with the best home financing options. Together with our partners at Mortgage Center, we’re able to offer a variety of exclusive home loans with lower rates and lower fees. Mortgage Center has been providing world-class service to credit union members like you for over 30 years. They have a dedicated team of experts to help you find the home loan that fits your situation – whether you’re a first-time home buyer, want to refinance into a better rate, or looking to build your perfect home!

Purchase A Home

Mortgage Center has a home loan option to fit almost any situation! From low down-payment options to flexible payment terms, our team of experts will help you find a perfect mortgage. Start your home buying journey by applying online now.

Refinance Your Home

Now is a great time to refinance your home and take advantage of the current low rates. You could lower your monthly payment, shorten the term of your mortgage, or use the equity you've built to take cash out of your home. 

Build a New Home

Mortgage Center’s unique One-Time Close Construction Loan gives you the ability to pay for the construction of the home you’ve always wanted! Learn more about this incredible option by calling a home loan expert today at 800.353.4449.

First Time Home Buyers

Mortgage Center now offers the MSHDA loan program for qualified individuals, which offers significant benefits for homebuyers, especially first-time homebuyers and those with low to moderate incomes. Benefits of the MSHDA program include:

  • Down payment assistance of $10,000 available, making home ownership more affordable and accessible to more people
  • Special $25,000* down payment assistance available (for first-time generational homebuyers only) 
  • Flexible credit requirements, allowing a broad range of applicants to potentially qualify
  • Competitive interest rates and the ability to borrow up to 97% of a home's value to help make home purchases easier 

* Available until program runs out of funding.  For more details https://www.michigan.gov/mshda/pathway-to-housing/firstgendpa

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Mortgage Center
NMLS#282701

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